Obligation BPCe 4.608% ( FR0013184082 ) en EUR

BPCe

100 % ⇌

France

FR0013184082 ( en EUR )

4.608% par an ( paiement annuel )

20/06/2031

Prospectus brochure de l'obligation BPCE FR0013184082 en EUR 4.608%, échéance 20/06/2031

100 000 EUR

11 000 000 EUR

20/06/2025 ( Dans 42 jours )

BPCE est un groupe bancaire coopératif français, deuxième acteur bancaire en France, composé notamment des réseaux bancaires Caisse d'Epargne et Banque Populaire.

L'Obligation émise par BPCe ( France ) , en EUR, avec le code ISIN FR0013184082, paye un coupon de 4.608% par an.
Le paiement des coupons est annuel et la maturité de l'Obligation est le 20/06/2031

Final Terms dated 17 June 2016

BPCE

Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2016-29
TRANCHE NO: 1
Euro 11,000,000 Floating Rate Notes due 20 June 2031 (the "Notes")

Dealer
Natixis

PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions
(the "Conditions") set forth in the base prospectus dated 18 November 2015 which received visa n°15-588
from the Autorité des marchés financiers (the "AMF") on 18 November 2015 (the "Base Prospectus") and
the supplements to the Base Prospectus dated 29 February 2016, 5 April 2016 and 19 May 2016 which
respectively received from the AMF visa n°16-062 on 29 February 2016, visa n°16-118 on 5 April 2016 and
visa n°16-186 on 19 May 2016 (the "Base Prospectus Supplements") which together constitute a base
prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC), as amended (the "Prospectus
Directive").
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus as so supplemented. Full
information on the Issuer and the offer of the Notes is only available on the basis of the combination of these
Final Terms and the Base Prospectus as so supplemented. The Base Prospectus and the Base Prospectus
Supplements are available for viewing at the office of the Fiscal Agent or each of the Paying Agents and on
the website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50 avenue Pierre
Mendès-France, 75013 Paris, France.

1
Issuer:
BPCE
2
(i)
Series Number:
2016-29
(ii) Tranche Number:
1
3
Specified Currency or Currencies:
Euro
4
Aggregate Nominal Amount:

(i)
Series:
Euro 11,000,000
(ii) Tranche:
Euro 11,000,000
5
Issue Price:
100 per cent. of the Aggregate Nominal
Amount
6
Specified Denomination:
Euro 100,000
7
(i)
Issue Date:
21 June 2016

(ii) Interest Commencement Date:
21 June 2016
8
Interest Basis:
Three (3) month EURIBOR + 0.67 per
cent. per annum
Floating Rate
(further particulars specified below)
9
Maturity Date:
Specified Interest Payment Date falling on
or nearest to 20 June 2031
10 Redemption Basis:
Subject to any purchase and cancellation
or early redemption, the Notes will be
redeemed on the Maturity Date at
100 per cent. of their nominal amount
11 Change of Interest Basis:
Not Applicable
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12 Put/Call Options:
Not Applicable
13 (i)
Status of the Notes:
Senior Notes
(ii) Dates of the corporate authorisations for issuance Decision of the Directoire of the Issuer
of Notes obtained:
dated 25 April 2016 and decision of
Mr. Jean-Philippe Berthaut, Head of Group
Funding, dated 13 June 2016

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14 Fixed Rate Note Provisions
Not Applicable
15 Floating Rate Note Provisions
Applicable
(i)
Interest Period(s):
The period beginning on (and including)
the Interest Commencement Date and
ending on (but excluding) the First Interest
Payment Date and each successive period
beginning on (and including) a Specified
Interest Payment Date and ending on (but
excluding) the next succeeding Specified
Interest Payment Date

(ii) Specified Interest Payment Dates:
Interest payable quaterly in arrears on
20 March, 20 June, 20 September and
20 December in each year, all such dates
being subject to adjustment in accordance
with the Business Day Convention set out
in (iv) below

(iii) First Interest Payment Date:
20 September 2016 (first short coupon)
subject to adjustment in accordance with
the Business Day Convention set out in
(iv) below

(iv) Business Day Convention:
Modified Following Business Day
Convention

(v) Interest Period Date:
Not Applicable

(vi) Business Centre(s):
Not Applicable

(vii) Manner in which the Rate(s) of Interest is/are to Screen Rate Determination
be determined:

(viii) Party responsible for calculating the Rate(s) of Not Applicable
Interest and/or Interest Amount(s) (if not the
Calculation Agent):

(ix) Screen Rate Determination

Three (3) month EURIBOR
-
Reference Rate:

Two (2) TARGET Business Days prior to
-
Interest Determination Date:
the first day of each Interest Accrual

Period
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Reuters EURIBOR01
-
Relevant Screen Page:

11.00 a.m. (Brussels time)
-
Relevant Screen Page Time:

(x) FBF Determination
Not Applicable

(xi) ISDA Determination
Not Applicable

(xii) Margin(s):
+0.67 per cent. per annum

(xiii) Minimum Rate of Interest:
0.00 per cent.

(xiv) Maximum Rate of Interest:
Not Applicable

(xv) Day Count Fraction
Actual/360
16 Zero Coupon Note Provisions
Not Applicable
17 Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18 Call Option
Not Applicable
19 Put Option
Not Applicable
20 Final Redemption Amount of each Note
Euro 100,000 per Note of Euro 100,000
Specified Denomination

Inflation Linked Notes Provisions relating to the
Not Applicable
Final Redemption Amount
21 Early Redemption Amount

(i) Early Redemption Amount(s) of each Note
payable on redemption for taxation reasons
(Condition 6(h)), for illegality (Condition 6(k)) or
on event of default (Condition 9):
Euro 100,000 per Note of Euro 100,000
Specified Denomination

(ii) Redemption for taxation reasons permitted on
days others than Interest Payment Dates
(Condition 6(h)):
No

(iii) Unmatured Coupons to become void upon early
redemption (Materialised Bearer Notes only)
(Condition 7(f)):
Not Applicable

GENERAL PROVISIONS APPLICABLE TO THE NOTES
22 Form of Notes:
Dematerialised Notes

(i) Form of Dematerialised Notes:
Bearer form (au porteur)
(ii) Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
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23 Financial Centre(s):
Not Applicable
24 Talons for future Coupons or Receipts to be attached to

Definitive Notes (and dates on which such Talons

mature):
Not Applicable
25 Details relating to Instalment Notes: amount of each

instalment, date on which each payment is to be made:
Not Applicable
26 Redenomination provisions:
Not Applicable
27 Purchase in accordance with Articles L.213-1 A and

D.213-1 A of the French Code monétaire et financier:
Applicable
28 Consolidation provisions:
Not Applicable
29 Masse:
Contractual Masse shall apply

Name and address of the Representative:
Maître Antoine Lachenaud
10, rue de Sèze
75009 Paris
France

Name and address of the alternate
Representative:
SELARL MCM Avocat represented by
Maître Philippe Maisonneuve
Avocat
10, rue de Sèze
75009 Paris
France
The Representative will receive a
remuneration of Euro 2,000 (excluding
VAT) per year.

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RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by: Jean-Philippe Berthaut, Head of Group Funding
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PART B OTHER INFORMATION
1
LISTING AND ADMISSION TO TRADING
(i)
Listing and Admission to Application has been made by the Issuer (or on its behalf) for
trading:
the Notes to be listed and admitted to trading on Euronext
Paris with effect from the Issue Date.
(ii)
Estimate of total expenses
related to admission to
trading:
Euro 7,600
2
RATINGS
Ratings:
Not Applicable
3
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of
the Notes has an interest material to the offer.
4
OPERATIONAL INFORMATION
ISIN:
FR0013184082
Common Code:
143521974
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear and Clearstream
Luxembourg:
No
Any clearing system(s) other than
Euroclear
and
Clearstream,
Luxembourg
and
the
relevant
identification number(s):
Not Applicable
Delivery:
Delivery against payment
Names and addresses of additional
Paying Agent(s) (if any):
Not Applicable
5
DISTRIBUTION
(i)
Method of distribution:
Non-Syndicated
(ii) If syndicated:
Not Applicable
(iii) If non-syndicated, name and Natixis
address of Dealer:
47, quai d'Austerlitz
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75013 Paris
(iv) US Selling Restrictions

(Categories of potential investors
to which the Notes are offered):
Reg. S Compliance Category 2 applies to the Notes;
TEFRA not applicable

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